Keystone Global Partners

Forward-Thinking Wealth Management For Tech Founder

Wealth Planning

Everyone’s situation is unique. We will help you develop, clarify, and plan for your financial goals and priorities and ensure your wealth is effectively utilized to achieve them. Do more, give more, enjoy more, impact more, worry less.

“When the vision is clear, the decisions are easy.”

What Is Financial Planning?

It’s the creation and maintenance of a constantly evolving and customized financial roadmap. This is the framework by which financial decisions are evaluated and made at every stage in life:

Do I need financial planning? →

Create your ideal lifestyle →

What if I live to be 105? →

How do I want to be remembered? →

Do I need financial planning?

Think about your business. As it grows, so do the goals it’s targeting and the complexities it faces. Your personal wealth is no different.

With proper planning, you’re taking an active role in protecting your current lifestyle, ensuring your wealth will always be there for you and yours, and defining a legacy after you’re gone.

Sound financial planning brings intention to your wealth, making the most of it for yourself, your family, and wherever your passions may lead.

Create your ideal lifestyle

  • What lifestyle can I afford and maintain?
  • How much can I spend on a house?
  • How do I protect against business or personal lawsuits?
  • What’s the best way to take care of my parents?
  • How much money can I invest in my business?
  • How much do I need to save for my children’s education and what’s the best way to do this?
  • What risks should I insure against? Do I have the right insurance coverage for my assets?

What if I live to be 105?

  • Will my wealth last for my entire lifetime?
  • How much risk should I take in my investments? Is it better to invest safely and earn a lower return or invest aggressively and target a higher return?
  • How can I not be a burden to my children?
  • What happens when my health deteriorates and I am not clear-minded?
  • How do I pay less taxes and keep more of my wealth?

How do I want to be remembered?

  • What impact do I want to make with my life?
  • What’s the best way to leave my children money responsibly?
  • If I get hit by a bus, who will take care of my children?
  • What’s the best way to continue to support the charities I care about?
  • How do I minimize taxes to pass along as much as I can to my children?

Think about your business. As it grows, so do the goals it’s targeting and the complexities it faces. Your personal wealth is no different.

With proper planning, you’re taking an active role in protecting your current lifestyle, ensuring your wealth will always be there for you and yours, and defining a legacy after you’re gone.

Sound financial planning brings intention to your wealth, making the most of it for yourself, your family, and wherever your passions may lead.

  • What lifestyle can I afford and maintain?
  • How much can I spend on a house?
  • How do I protect against business or personal lawsuits?
  • What’s the best way to take care of my parents?
  • How much money can I invest in my business?
  • How much do I need to save for my children’s education and what’s the best way to do this?
  • What risks should I insure against? Do I have the right insurance coverage for my assets?
  • Will my wealth last for my entire lifetime?
  • How much risk should I take in my investments? Is it better to invest safely and earn a lower return or invest aggressively and target a higher return?
  • How can I not be a burden to my children?
  • What happens when my health deteriorates and I am not clear-minded?
  • How do I pay less taxes and keep more of my wealth?
  • What impact do I want to make with my life?
  • What’s the best way to leave my children money responsibly?
  • If I get hit by a bus, who will take care of my children?
  • What’s the best way to continue to support the charities I care about?
  • How do I minimize taxes to pass along as much as I can to my children?

We’ll start by developing your roadmap, then work behind the scenes to keep you on course and moving forward at the right speed. As your navigators, we’ll keep our eyes on the road to eliminate gaps, identify blind spots, and avoid pitfalls.

Ready to Get Started?

What types of clients do you specialize in?

Our Wealth Management clients consist of founders, entrepreneurs, and their families.

Will you help me solve any and all financial problems I may encounter?

We function as your personal Chief Financial Officer (CFO), and it's highly probable that we've assisted others in resolving comparable issues, many times over. Examples include business exit strategy, QSBS optimization, tax reduction, estate planning, exit planning for company founders, alternative investments, 401(k) plans, IRS audits, family transitions, disability, real estate, debt management, social security, Medicare, health insurance, family office structure, college funding, gifting, and a wide range of other financial concerns.

What services do you provide?

Our primary areas of focus include proactive and ongoing tax minimization, advanced financial planning, and sophisticated investment management.

How do you help clients implement their financial plans?

We firmly believe that even the best advanced financial plan is of little value until it’s implemented. To help you achieve your goals without feeling stressed or overwhelmed by the noise along the way, we will work together to make the necessary decisions; then, we will take care of the execution.

Are your recommendations truly in my best interest?

As an SEC Registered Investment Advisory firm, we are held to a fiduciary standard, which legally requires us to do what is in our clients’ best interests. This differs drastically from some of our competitors. Our commitment to an honest and ethical culture has allowed us to build deep, trusted relationships with our clients.

What are all the different ways you are compensated?

We are only compensated via one management fee. We believe this allows us to have an unbiased framework to select the best investments for you and to give you advice tailored to your needs, not ours. We believe compensation drives behavior, and the way someone is paid influences the work they do. Many financial firms have complex fee arrangements; we do not.

Why would I choose you as my financial advisor and not DIY?

There’s certainly a possibility that if you put enough focus and energy into it, you could do it all yourself. But like everyone else, your time is limited, and most people prefer to focus on family or business. We’re here to free up your time while leveraging our wealth of experience in addressing concerns, presenting solutions, and working toward your financial goals.

What are the benefits of working with an independent financial advisor compared to a bank or large advisory firm?

Our independent and conflict-free approach allows us to find the best solutions for our clients. This gives you the advantage since larger firms might be compelled to make specific recommendations, sell proprietary products, or may be restricted in the advice and services they offer. We offer guidance customized to your needs and goals which is a personalized level of service, care, and attention larger firms just can’t provide.

Do you use proprietary funds?

At Keystone, we do not use proprietary products. We do not receive commissions or backend fees from any third parties. We do not earn compensation for recommending one fund vs. another. We believe this allows us to have the most unbiased framework to select the best investments for you and to provide advice tailored to your needs, not ours.

Where do you keep my money and how can I see it?

For your convenience and safety, we use Charles Schwab as the custodian for the majority of our client assets. Schwab administers more than $7 trillion dollars and we selected them to care for yours as well based on a variety of criteria including safety of assets, financial strength, and ease of use. As custodian, Schwab holds your funds and provides direct reporting to you. Your funds will be held in accounts under your name and can be viewed anytime online at Schwab.