A relationship with Keystone involves comprehensive financial planning around retirement, insurance, estate planning and tax planning and investment management.

Yes, and it’s likely we’ve helped others solve similar problems as well. Financial issues such as tax, estate, business sales, QSBS, 401(k) plans, IRS audits, family deaths, disability, real estate, debt, social security, Medicare, health insurance, college, gifting and almost any other financial issue imaginable.

We work with on tech entrepreneurs, founders, early employees and multi-generational families. See our client profiles

There’s certainly a possibility that if you put enough focus and energy into it, you could do it all yourself. But like everyone else, your time is limited and should be spent enjoying time with family and growing your business. We’re here to free up your life while leveraging our wealth of experience in addressing concerns, presenting solutions and working toward your financial goals.

Our independent and conflict-free approach allows us to find the best solutions for our clients. This gives you the advantage since larger firms might be compelled to make specific recommendations, sell proprietary products or may be restricted in the advice and services they offer. We offer guidance customized to your needs and goals which is a personalized level of service, care and attention larger firms just can’t provide.

For your convenience and safety, we use Charles Schwab as the custodian for the majority of our client assets. Schwab administers trillions of dollars in assets, and we trust them to care for yours as well. As custodian, Schwab holds your funds and provides direct reporting to you. Your funds will be held in accounts under your name, and they can be viewed anytime online at Schwab.

We firmly believe that even the best financial plan is of little value until it’s implemented. To help you achieve your goals, without feeling stressed or overwhelmed by the noise along the way, we will work together to make the necessary decisions then we take care of the execution.

At Keystone, we do not use proprietary products. We do not receive commissions or backend fees from any third parties. We do not earn compensation for recommending one fund vs. another. We believe this allows us to have an unbiased framework to select the best investments for you and to give you advice tailored to your needs, not ours.

As an SEC Registered Investment Advisory firm, we are held to a fiduciary standard, which legally requires us to do what is in our clients’ best interests. This differs drastically from some of our competitors, who are only held to the “suitability standard” meaning, that our competitors can make recommendations that are suitable, but may not be in the clients’ best interests. Our commitment to honest and ethical behavior has allowed us to build deep trusted relationships with our clients

We are only paid via one management fee. We believe this allows us to have an unbiased framework to select the best investments for you and to give you advice tailored to your needs, not ours.

We believe compensation drives behavior, and the way someone is paid influences the work they do. Many financial firms have complex fee arrangements, we do not.